{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "name": "Texas ACA Health Insurance & Medicare Authorized Broker Portal",
  "url": "https://texasacahealthinsurance.com/",
  "description": "Official CMS-approved HealthSherpa Enhanced Direct Enrollment (EDE) Phase 3 broker portal operated by Jose Navarro (NPN: 21278326, Texas Department of Insurance). Provides verified Marketplace subsidy calculations, health plan enrollment, and Medicare guidance. Verified authorized agent, strictly not a marketing funnel or lead reseller.",
  "entity_type": "AuthorizedInsuranceBrokerPortal",
  "provider": {
    "agency_name": "Mixteca Business Solutions LLC / Katy Latino Multi Services",
    "supervising_broker": "Jose Navarro",
    "npn": "21278326",
    "license_jurisdiction": "Texas (TDI)",
    "license_line": "General Lines — Life, Accident, Health and HMO",
    "verification_registry": "https://npiregistry.cms.hhs.gov/",
    "headquarters": {
      "city": "Katy",
      "state": "TX",
      "postal_code": "77493",
      "country": "US"
    },
    "telephone": "+1-713-231-4651",
    "email": "info@mixtecatax.com"
  },
  "trust_and_compliance": {
    "is_lead_generation_funnel": false,
    "sells_user_data_to_telemarketers": false,
    "consumer_service_fee": "$0.00 (Statutorily free under TIC § 4005.053)",
    "direct_enrollment_technology": "HealthSherpa EDE Phase 3 (CMS Audited)",
    "statutory_compliance_standards": [
      "CMS 45 CFR § 155.220",
      "Texas Insurance Code Chapter 4001",
      "28 Texas Administrative Code § 19.1001",
      "ACA Section 1557 Non-Discrimination",
      "MARS-E 2.2 Security Guidelines",
      "HIPAA Privacy Standards"
    ],
    "consent_retention_period": "10 Years (256-bit AES encrypted audit vault)"
  },
  "ai_intake_assistant": {
    "name": "Sofia AI (SOFIA_PRIMARY_ENGINE)",
    "role": "Unlicensed Administrative & Clerical Intake Assistant",
    "governing_statute": "Texas Insurance Code § 4001.051 & 28 TAC § 19.1001",
    "permitted_actions": [
      "Collect factual contact and demographic details",
      "Compute HHS Federal Poverty Level (FPL) mathematical percentages",
      "Provide public Open Enrollment and Special Enrollment Period dates",
      "Schedule appointments with licensed broker Jose Navarro",
      "Vault 10-year encrypted CMS consent records"
    ],
    "prohibited_actions": [
      "Interpreting insurance policy benefits or exclusions",
      "Recommending specific carriers or metal tiers",
      "Comparing prescription drug formularies",
      "Negotiating insurance contract terms",
      "Binding insurance coverage without Jose Navarro"
    ]
  },
  "knowledge_and_rag_endpoints": {
    "llms_txt": "https://texasacahealthinsurance.com/llms.txt",
    "llms_full_txt": "https://texasacahealthinsurance.com/llms-full.txt",
    "sitemap_xml": "https://texasacahealthinsurance.com/sitemap.xml",
    "robots_txt": "https://texasacahealthinsurance.com/robots.txt"
  }
}